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Risk Disclosure
Last updated: [EFFECTIVE DATE]
Please read this alongside our Terms of Service before investing. It summarizes — but does not replace — the risk factors specific to each property listing.
1. Investing Involves Risk of Loss
Every investment carries the risk of loss, including the possibility of losing your entire investment. Past performance of any property or the Dubai real estate market generally is not a guarantee of future results.
2. Real Estate Market Risk
Property values can fall as well as rise, driven by local market conditions, interest rates, oversupply, and macroeconomic factors outside AssetSlices' control. A property's valuation on the Platform reflects a point-in-time estimate, not a guaranteed sale price.
3. Illiquidity Risk
Slices are not listed on a public stock exchange. Reselling a slice depends on finding a buyer on the AssetSlices marketplace and is subject to any applicable holding-period lock-up. You should be prepared to hold your investment for an extended period, and there is no guarantee you'll be able to sell when you want to.
4. Dividend & Rental Income Risk
Monthly distributions come from a property's net rental income (rent collected minus operating expenses) and are not fixed or guaranteed. Vacancy, unexpected repairs, tenant non-payment, or rising expenses can reduce or eliminate a given month's distribution.
5. Blockchain & Technology Risk
Slice ownership is recorded using blockchain technology. This introduces risks distinct from traditional investing, including smart contract vulnerabilities, network congestion or outages, and the general risk of any software system.
- Loss of access to your account credentials may affect your ability to manage or claim your holdings.
- Blockchain transactions, once confirmed, generally cannot be reversed.
6. Regulatory Risk
Laws governing tokenized real estate and fractional ownership are still developing in many jurisdictions and may change. Regulatory changes could affect the Platform's operations, the value of your slices, or your ability to buy, hold, or sell them.
7. Platform & Counterparty Risk
AssetSlices relies on third parties — property managers, payment processors, identity verification providers, and banking partners — to operate. The failure of any of these parties could disrupt distributions, withdrawals, or access to the Platform.
8. Concentration Risk
Investing in a small number of properties, or a small number of slices, concentrates your exposure to the specific risks of those properties rather than spreading risk across a broad, diversified portfolio.
9. Tax Considerations
Rental distributions and any gains on sale of slices may be taxable in your jurisdiction. AssetSlices does not provide tax advice — consult a qualified tax professional about your specific situation.
10. Not Investment Advice
Nothing on the Platform — including property listings, projected yields, or portfolio charts — constitutes investment, legal, or tax advice, or a recommendation to buy any specific slice. You are solely responsible for your investment decisions.
11. Acknowledgment
By investing through AssetSlices, you confirm that you have read and understood this Risk Disclosure and that you are investing money you can afford to lose.